Dollar Cost Averaging

If you’re new to investing, the stock market can feel intimidating. Prices move every day, and social media makes it seem like everyone else knows the perfect time to buy. The truth is, you don't need perfect timing to be a good investor.

Dollar-cost averaging means investing the same amount of money at regular intervals, no matter what the market is doing. Instead of trying to “buy low and sell high,” you:

Invest consistently and let time do the work

Why Dollar-Cost Averaging Is Perfect for Teens

1. You don’t need a lot of moneyYou can start with small, regular amounts.

2. It removes emotion. No panic buying. No fear selling. No chasing hype.

3. It builds discipline early. Consistency matters more than luck.

4. It works with part-time income: Allowance, tutoring, refereeing, or a first job, all work well with DCA.