Having a strong credit score is very important when it comes to making large purchases that you may rely on a bank for. When you take a loan of any kind, one of the most important factors for whether you get the loan or not, and how fair the terms are, depends on your credit score. You may have heard that you can only build and have a credit score once you get a credit card, but that isn't the case. For a teenager to start building credit, they can become an authorized user o

When investors talk about a stock being over or undervalued, they may be looking at fundementals like earnings, cash flow, or growth. With that being said, stocks don't just move based on the numbers, but how people feel about those numbers. Market sentiment is the collective mood of investors, and a driving force of finance. It has the potential to move valuations far higher than what the fundamentals may say, or pull a company down simple becuase of fear. Understanding mar

Whenever you invest, you should think logically rather than listening to what others are saying. Emotions can drive a lot of our financial decisions, and when it comes to investing, they often lead us in the wrong direction. Staying calm and smart will always lead you to make smarter decisions and end up avoiding dangerous investments. When markets rise, excitement can take over and people can get FOMO, the fear of missing out. This leads people to buy too high. When market f